Hong Kong Federation of Insurers’s response on novel coronavirus 03 Feb 2020

With regard to the continued spread of the Novel Coronavirus, the Hong Kong Federation of Insurers (HKFI) would like to provide the following information regarding various types of insurance.

Please note that the following content is for reference only. The actual coverage is subject to the terms and conditions of individual policy. If policyholders have any enquiries, they should contact their insurance company / intermediary directly.

Travel Insurance

If the itinerary is cancelled due to restrictions on entry (such as refusal of entry or failure to obtain a visa), in general, it is not a named peril covered by the travel insurance.  Passengers should apply to vehicle operators, such as airlines, for refunds of airfare (depending on the arrangements of the relevant organizations).

If the insured person unfortunately contracts the Novel Coronavirus while he’s overseas, he can claim for the medical / hospitalization expenses.  If the itinerary needs to be changed because of his health condition / medical treatment, the additional accommodation and transportation costs may also be covered.

If the insured person unfortunately suffers from the Novel Coronavirus before the tour starts and cannot start the journey, he may apply for compensation on the tour cancellation.

As the products of different insurance companies vary, policyholders should pay attention to the terms and conditions of their own policy and should check with their insurance company / intermediary directly for enquiries.

Pls click on below link 

https://www.hkfi.org.hk/#!/media-release/483

 

Insurance Dashboard on COVID-19 :  https://www.hkfi.org.hk/covid19

 

Terms and Conditions on Limited Time Discount Promotional Offers for Single Trip Travel Insurance Plan 

The promotion period is from 31 Dec 2019 until 31 Jan 2020 inclusive (the "Promotion Period").

The offer is only applicable to customers who have successfully purchased Single Trip Travel Insurance Plans provided by the following insurance companies (“Designated Insurance Companies”) through the website of  LOGOS Wealth ec-Insurance portal during the Promotion Period ("Eligible Customer").

Allied World- 20% off (no promotional code required)

BOC Insurance- 25% off (no promotional code required)

Liberty Insurance- 25% off (no promotional code required) 

Starr International- 15% off (Enter promotional code"0LSL20C2"

Zurich Insurance- 10% off (no promotional code requiired)  

 

LOGOS Wealth has the sole discretion in determining Customers' eligibility to this Promotion. All matters or disputes in relation to the promotional offers and the interpretation of terms and conditions shall be subject to the decision of LOGOS Wealth which shall be final and binding.  LOGOS Wealth may change these terms and conditions and/or modify/terminate the Promotion without prior notice. LOGOS Wealth 's decision is final. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the promotional offers, the English version shall prevail.

 

Important Notice : LOGOS Wealth’s website is a non-advised self-service sale portal. All information provided in this site is for general informational purposes only and does not constitute an offer or solicitation or advice to buy or sell any services or products. You  have to read through the relevant terms & conditions and exclusions of the policy then  review your  own risks and needsbefore making any decision. LOGOS Wealth is also happy to provide you with further information if needed.